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Credit Score Help for Immigrants in the U.S. (2025)

Welcome to FixingMyScore — your go-to resource for credit score help for immigrants living in the United States. Whether you’re new to the country or have lived here for years, building or fixing your credit score is one of the most important financial steps you can take.

Why Credit Matters in the U.S.

Your credit score affects nearly everything: getting a loan, renting an apartment, signing up for a phone plan, and even job applications. Unfortunately, many immigrants aren’t told how the system works — or how to start. We’re here to change that.

What You’ll Find on FixingMyScore

  • 📘 Step-by-step credit guides for immigrants (no SSN required)
  • 🛠️ Free downloads like checklists and starter kits
  • 💳 Reviews of secured cards and credit-builder apps
  • 📊 Advice on monitoring, rent reporting, and boosting your score

Start Here

If you’re not sure where to begin, we recommend starting with this guide:

👉 How to Build Credit Without SSN (2025)

Or browse our most popular tools:

Need more info about how credit scores work in the U.S.? Visit the official CFPB Credit Guide.

About FixingMyScore

We’re a free, independent resource designed to help immigrants thrive financially. No fluff, no complicated jargon — just honest credit education and practical tools that work.

Let’s fix your credit. Let’s bui