Privacy Policy
✅ Privacy Policy & Affiliate Disclosure (FixingMyScore.com – 2025 Edition)
Who We Are
FixingMyScore.com is an educational blog created to help immigrants build and improve their credit score in the United States. Our website address is: https://fixingmyscore.com.
Comments
When visitors leave comments on our site, we collect the data shown in the comments form, along with the visitor’s IP address and browser user agent string to help detect spam.
An anonymized string (hash) created from your email address may be shared with the Gravatar service to check if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/.
After your comment is approved, your profile picture becomes visible to the public in the context of your comment.
Media
If you upload images to the website, avoid uploading images with embedded location data (EXIF GPS). Visitors can download and extract such data from images on the site.
Cookies
If you leave a comment on our site, you may opt in to saving your name, email address, and website in cookies. These cookies are for your convenience and will last for one year.
If you visit our login page, a temporary cookie will determine if your browser accepts cookies. It contains no personal data and is discarded when you close your browser.
When you log in, we will also set up cookies to save your login information and display preferences. Login cookies last two days, screen options cookies last a year. If you select “Remember Me”, login will persist for two weeks. Upon logout, login cookies are removed.
If you edit or publish an article, an additional cookie will be saved in your browser. It includes no personal data and simply stores the post ID of the edited article. It expires after one day.
Embedded Content from Other Websites
Articles on FixingMyScore.com may include embedded content (e.g., videos, images, articles). Embedded content from other websites behaves the same as if you had visited those websites directly.
These third-party websites may collect data, use cookies, embed tracking, and monitor your interaction with their content — especially if you’re logged into those websites.
Email Subscriptions and Lead Magnets
If you sign up for our email newsletter, download a free PDF (such as our Credit Starter Kit), or complete a quiz, your email address will be securely stored via our email marketing provider (MailerLite).
You can unsubscribe at any time by clicking the unsubscribe link in any of our emails.
We never sell or rent your email address.
Who We Share Your Data With
If you request a password reset, your IP address will be included in the reset email. We do not share personal information with third parties unless required by law.
How Long We Retain Your Data
If you leave a comment, the comment and its metadata are stored indefinitely.
For registered users (if any), we store the personal information provided in their profile. Users can see, edit, or delete their data at any time (except their username). Website administrators can also view and edit this data.
What Rights You Have Over Your Data
If you have an account or left comments on FixingMyScore.com, you can request a copy of the personal data we store about you — including any data you provided. You can also request that we erase your personal data, except for data we are required to keep for legal or security purposes.
Where Your Data Is Sent
Visitor comments may be checked through an automated spam detection service.
✅ Affiliate Disclosure
Some of the links on FixingMyScore.com are affiliate links. This means that if you click on a link and make a purchase or sign up for a financial product, we may earn a small commission — at no additional cost to you.
We only promote tools, apps, and financial services that we genuinely believe are useful for immigrants trying to build or repair credit in the U.S. Our recommendations are based on independent research, expert comparisons, and practical value — not paid sponsorships.
These affiliate commissions help support the ongoing creation of free content, research, and tools for our readers.
Thank you for supporting FixingMyScore.com 💙